At Olive Branch Mortgages, we offer clear, honest advice across a wide range of mortgage and protection services. We work with a broad panel of lenders to help you explore options suited to your individual circumstances, taking the time to explain everything clearly and answer your questions along the way.
Every enquiry is handled with care, attention to detail and a commitment to open communication, so you always feel informed and supported throughout the process.
First-time buyers: Guidance for those taking their first step onto the property ladder, helping you understand the process, costs involved and mortgage options available, so you can move forward with confidence.
Home movers: Support when buying your next home, whether you are upsizing, downsizing or relocating, ensuring your mortgage keeps pace with your changing circumstances.
Remortgages: Advice for clients looking to review their current mortgage, whether your deal is ending or you want to explore better terms or release funds, with clear explanations of the options available.
Your home/property may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Buy to let: Mortgage advice for property investors, helping you understand lender criteria and potential options when purchasing or refinancing rental properties.
Let to buy: Support for homeowners who wish to let their current property while purchasing a new home, with careful consideration of affordability, lender requirements and long-term plans.
Right to buy: Advice for eligible council or housing association tenants looking to purchase their home, explaining the process, discounts available and mortgage considerations.
Further advances: Guidance on borrowing additional funds from your existing lender, whether for home improvements, debt consolidation or other purposes, where suitable.
Product switches: Help reviewing new mortgage products with your current lender, offering a straightforward way to move onto a new deal without changing lender, where appropriate.
Think carefully before securing other debts against your home. The overall cost of repayment of other debts might be more when added to your mortgage. Your home might be repossessed if you do not keep up repayments on your mortgage.
Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.
Alongside mortgage advice, we also offer protection advice to help safeguard you, your family and your home. Recommendations are based on your individual needs and circumstances.
Life cover: Designed to provide financial support to your loved ones in the event of your death, helping protect your family and mortgage.
Life and critical illness cover: A combined policy that can provide a payout if you pass away or are diagnosed with a specified serious illness, offering added peace of mind.
Critical illness cover: Cover that may pay out if you are diagnosed with a serious illness, helping ease financial pressures during a difficult time.
Income protection: Designed to provide a regular income if you are unable to work due to illness or injury, helping you maintain financial stability.
Accident, sickness and unemployment cover: Short-term protection that can help cover certain outgoings if you are unable to work due to accident, illness or redundancy.
Buildings and contents insurance: Cover for your property and belongings, helping protect against risks such as fire, flood or theft.
Landlord insurance: Insurance designed specifically for rental properties, offering cover tailored to the needs of landlords.
As with all insurance policies, conditions and exclusions will apply.
The cost of this insurance depends on several factors, such as your age, where you live and your occupation. As a result, the cost you will pay is based on your own circumstances.
Our role is to explain your options clearly, answer your questions honestly and help you make informed decisions at a pace that suits you. Whether you are arranging a mortgage, reviewing your protection or simply exploring your options, we are here to guide you with care and professionalism.